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ClearNet1099
1099 Tax Toolkit
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1099 Contractor & Small-Business True Take-Home Calculator

See what you actually keep after the 15.3% Self-Employment tax, federal & state brackets, and unpaid admin hours—plus uncover hidden write-offs that legally lower your IRS bill.

Step 1 of 3

1099 Revenue & Working Hours

1099-NEC / 1099-K / Cash
$ $6,500/mo
$10k Side Hustle $55k Full-Time $125k Pro $300k+ Agency
Billable Client Work / Week 30 hrs/wk
Working Weeks / Year 48 wks/yr
+6 hrs/wk unpaid

Time spent quoting, driving between jobs, answering emails, invoicing, and chasing payments.

Step 2 of 3

Filing Status & State Tax

SE Tax + Fed + QBI Included
4.5%
Step 3 of 3 • Instant Tax Shield

Missed 1099 Write-Offs Finder

Toggle expenses below to watch your IRS tax bill drop in real time.

Total Annual Write-Offs
$11,456
-$5,040/yr
150 mi/wk
-$1,000/yr
200 sq ft
$
$ /mo
$ /mo
$ /mo
True Annual Net Take-Home 18.4% Effective Tax
$56,420
$4,702/mo
Spendable after tax & costs
True Post-Tax Hourly
$32.65 /hr
Includes 6 unpaid admin hrs/wk
Raw Billable Rate
$54.17 -40%
Before taxes & overhead
Tax Saved by Your Write-Offs:
+$3,120 / yr kept
Where Your Gross 1099 Dollar Goes $78,000 Gross
Keep (72%) IRS + State (18%) Write-Offs (10%)
Self-Employment Tax (15.3% Social Sec. & Medicare) $9,580
Federal Income Tax (After Std Ded. & 20% QBI) $3,410
Estimated State & Local Tax $3,050
Total Estimated Annual Tax Bill $16,040
Quarterly IRS 1040-ES Payments Save 20.6% of every check
Apr 15
$4,010
Jun 15
$4,010
Sep 15
$4,010
Jan 15
$4,010
Free Instant Tax Summary + PDF Printout

Send My Custom 1099 Tax Breakdown + The 50-Item Write-Off Cheat Sheet

Get a copy of your exact quarterly tax schedule, deduction checklist, and a printable tax summary sheet for your accountant.